When you have a Medicare Advantage plan they have a MOOP listed in their summary of benefits (maximum out of pocket cost) Out-of-pocket maximum/limit. The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health Read more…
Medicare Annual Open enrollment – also known as the Annual Election Period or Annual Coordinated Election period – refers to the annual period (October 15 through December 7) during which Medicare plan enrollees can reevaluate their coverage — whether it’s Original Medicare with supplemental drug coverage, or Medicare Advantage — and make Read more…
Medicare Broker, Mary Marshall will be giving an Educational Medicare event at IORA Primary Care Saturday, October 12th at 10:00 am. Check out IORA Primary Care facility as well as getting your Medicare questions answered over a cup of coffee and snacks! Please RSVP how many are coming (no names Read more…
You have your new Medicare Card now. Medicare recommends you take it to all of your appointments to make sure the providers you use have the new Medicare number on file. Read more information from this link
Understanding Health Insurance terminology first will be helpful in understanding Medicare policies! Premium: A monthly payment for health insurance. If you’re fortunate enough to have employer-provided insurance, the company picks up all or part of the premium. Copay: Your copay is a predetermined rate you pay for health care services at Read more…
Mary can help you navigate your questions, including the following: Do you or your spouse still work? Were you getting “Medicaid” from the Colorado Health Exchange? Will that change turning 65? Are you overpaying for your prescription drug coverage? Should I take Medicare or my Employer plan? What is the Read more…