What is Medicare Open Enrollment?

Published by Mary Marshall Team on

So, you just lived through all the commercials for Annual Open Enrollment, Now what?


Open Enrollment Period (OEP): Jan 1st through March 31st


What can beneficiaries do during OEP?
You can: Switch to a different Medicare Advantage Plan
You can: Drop you’re Medicare Advantage plan and return to Original Medicare
You can: Sign up for a stand-alone prescription Part D plan if you return to Original Medicare. You may be able to add a Supplement/Medigap policy when returning to Original Medicare

Those who did not enroll in Medicare when they were first eligible:
You should enroll by calling Social Security or SSA.gov but it won’t take effect until February 1st or March 1st if you call in February and will come with a penalty of 12% per year.

What can’t beneficiaries do during OEP?
You can’t: Switch from Original Medicare to a Medicare Advantage Plan
You can’t: Join a Medicare Prescription Drug Plan, if you are in Original Medicare
You can’t:  Switch from one Medicare Prescription Drug Plan to another, if you are on Original Medicare


Please contact me if you need to get enrolled in Medicare or you have any further questions.


Thank you and if you would like me to post on a topic, please let me know!

We do not offer every plan available in your area. Any information we provide is limited to those plans we do Offer in your area. Please contact medicare.gov, or 1-800-MEDICARE (1-800-633-4227), to get information on all of your options.

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